One or more persons, trusts, or organizations a member or participant names to receive plan benefits, if any, upon the death of the member or participant.. 
If you die before receiving 180 monthly payments
(15 years), your beneficiary is entitled to receive the remainder of the 180 payments. PERS pays you this benefit over your lifetime, but if you have received at least 180 payments when you die, PERS will not pay any benefit to your beneficiary One or more persons, trusts, or organizations a member or participant names to receive plan benefits, if any, upon the death of the member or participant..
You may change your beneficiary at any time, and you may have multiple beneficiaries. Note: Your beneficiary need not be a person.