Pension Death Benefits before Retirement

In the event of your death, PERS should be notified right away and will require a photocopy of the death certificate.

If you die before retirement, PERS will pay a death benefit to your spouse or to any other person who is constitutionally required to be treated in the same manner as a spouse for the purpose of retirement benefits. 

The death benefit will be for the life of your spouse or the other person and will be the actuarial equivalent of 50 percent of the pension that would have been paid as a retirement benefit to you.

Payment of the death benefit will be as of:

If you reach your earliest retirement date before your death, your surviving spouse or other person must begin receiving death benefits before December 31 of the calendar year following the calendar year in which you died. Your spouse or other person may delay payment as long as payment commences no later than December 31 of the calendar year in which you would have reached age 70½ years.

 

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